Keel Insurance
K Keel
Coverage Claims Reviews FAQ

Cover for the things
you cannot replace

Home, auto, life and travel policies. Fixed prices, one claims team, and most payouts settled inside a week.

See what is covered
A weatherboard house at dusk
Underwriting partners
AAshcombe Re HHalvard Mutual KKestrel Underwriting SSable & Roe TTorrin Re

What you can insure with us

{{ cov.alt }}

{{ cov.title }}

{{ cov.blurb }}

{{ i.k }}
{{ i.v }}
From {{ cov.priceMono }} a month
41,800
Policies active
6.2 days
Median claim payout
94%
Renewed last year
1m 40s
Average wait on the claims line

How a claim actually runs

Report

Call or file online. You leave the first conversation with a claim number and the name of the person handling it.

Assess

We ask for what we need once. Most home and auto claims are settled on two documents and a set of photos.

Pay

Money goes to your account, or straight to the repairer if you prefer. No vouchers and no store credit.

Price a policy

Three steps. No credit check, no phone call unless you ask for one.

{{ stepLabel }}
What do you want to cover?
{{ errPostcode }} Pricing changes by area for flood and theft risk.
Cover level
{{ levelNote }}
{{ errName }}
{{ errEmail }}
Checking rates for your area
Quote {{ ref }}

{{ doneHead }}

{{ doneBody }}

Compare another cover

What people say after a claim

{{ review.text }}

{{ review.name }}, {{ review.meta }}

The people who answer

Halima Osei
Halima Osei
Head of claims
Duncan Reith
Duncan Reith
Underwriting lead
Sofia Barrantes
Sofia Barrantes
Customer operations
Theo Nakamura
Theo Nakamura
Pricing

Questions we get asked

{{ q.a }}
A river running high past houses
14 August 2026

What the 2026 flood maps change for homeowners

Three regions moved band. Here is how it reads on a schedule and what it does to an excess.
2 August 2026

Why we stopped selling excess waiver add-ons

They cost more than they returned for four years running.
21 July 2026

Reading a policy schedule: the four lines that matter

Sum insured, excess, exclusions, and the endorsement list.

 All writing→